“The doctor
will be with
you shortly.
He’s
consulting
with your
insurance
company for
a diagnosis
that’s
allowed.”
While you
may never
hear those
words in
your
physician’s
office, it
is sadly not
a
far-fetched
scenario in
today’s
broken
health care
system.
America is
facing a
mounting
health care
crisis, and
federal
restrictions
are
increasingly
putting
third
parties
between
patients and
their
doctors.
As a
physician, I
have seen
first-hand
how our
anti-trust
laws and
increasing
government
intervention
are
squeezing
already
tight access
to health
care.
Federal
anti-trust
laws exist
to ensure
that a few
powerful
businesses
are not able
to use the
muscle of a
monopoly to
restrain
supply and
artificially
raise prices
in the
marketplace.
These very
laws,
however, are
exacerbating
our health
care crisis
by denying
physicians
the ability
to negotiate
with
insurance
companies on
behalf of
patients’
medical
needs.
In recent
years, the
rapid growth
of
consolidation
in the
insurance
industry has
put patients
at risk by
denying
doctors the
ability to
treat
patients
with the
highest
quality
care. The
current
system
unevenly
leverages
what
insurance
companies
are – and
are not –
willing to
pay for
against what
the patient
needs.
The Quality
Health Care
Coalition
Act,
reintroduced
this
Congress,
allows
physicians
to negotiate
together for
health plan
contracts. A
critical
part of
fundamental
health care
reform, this
legislation
will allow
increased
choice for
patients and
doctors,
greater
access to
care, and
much needed
relief from
spiraling
medical
costs. A
bipartisan
effort
behind this
and broader,
comprehensive
health care
reform is
essential if
we are going
to restore a
patient-centered
health care
system.
We have seen
substantial
consolidation
in the
health
insurance
industry. In
the past
dozen years,
the U.S.
health
insurance
and managed
care
industry has
seen more
than 400
acquisitions.
With this
increased
concentration
of power,
individual
physicians
are left
facing large
firms with
little, if
any,
leverage in
contract
negotiations.
Private
health care
insurers are
important,
and
increased
coverage in
the private
market is
desirable.
By sheer
market size,
however,
doctors are
on an uneven
playing
field. Too
often
patient
needs are on
the back
burner as
doctors face
“take-it-or-leave-it”
contracts.
In
developing
health plan
contracts
with
insurance
industry
companies,
guidelines
for
virtually
every aspect
of patient
care are
established.
The
inflexible
terms of
these
contracts
often
include
limits on
procedures
which
doctors may
offer – or
even discuss
– because
insurers
deem them
unnecessary.
This system
allows
insurance
administrators
to overrule
the best
judgment of
highly
trained
medical
professionals
and suppress
patient
choice in
care. I can
attest from
my years as
an
orthopaedic
surgeon that
allowing
government
or an
outside
party to
dictate
medical
decisions is
not in the
best
interest of
patients.
The Quality
Health Care
Coalition
Act would
provide a
positive
solution to
these
impediments
to high
quality
health care.
Allowing
physicians
to increase
their
bargaining
power will
ensure that
business
interests do
not
supersede
the best
interests of
patients.
Patients
should have
the ability
to make
independent,
personal
health care
decisions
with their
doctors,
rather than
have a third
party make
these
decisions
for them.
Negotiating
on a level
playing
field will
also ensure
that doctors
receive just
compensation
for their
service and
encourage a
strong
supply of
medical
professionals
to meet
tomorrow’s
health care
challenges
and our
nation’s
changing
demographics.
Providing
anti-trust
relief for
physicians
is not a
partisan
issue, nor a
new one.
Support for
this common
sense plan
spans the
ideological
spectrum in
Congress and
has been
discussed
for years.
In fact, the
original
version of
the Quality
Health Care
Coalition
Act passed
the House of
Representatives
in 2000.
Sponsored by
retired Rep.
Tom Campbell
(R-CA), this
legislation
harnessed
broad
support by
the current
Chairmen of
the
Judiciary
Committee,
John Conyers
(D-MI), and
Ways and
Means
Committee,
Charles
Rangel
(D-NY).
Enactment of
this
legislation
would be an
important
first step
in restoring
a
patient-centered
health care
system. Yet
we can no
longer
afford to
fix our
system one
piece at a
time. Years
of
incremental
changes to
federal
health
policy have
caused the
muddled
system we
see now.
Instead, a
complete
overhaul of
American
health care
is needed to
create a
structure
that is free
from third
party
interference.
Many believe
with
validity
that
government
and
employers
play as
large a role
as insurers
in how
doctors
deliver care
and how
patients
receive that
care. Most
believe this
structure
impedes
access to
quality
physicians
and care.
Since coming
to Congress,
I have used
my
experience
as a
physician to
craft
legislation
that would
make
fundamental
changes to
our nation’s
health care
system. The
Comprehensive
HealthCARE
(Coverage
and Reform
Enhancement)
Act is
extensive
legislation,
including
anti-trust
relief,
which would
transition
our health
care system
to one that
is
patient-centered
through the
formation of
a defined
contribution
system.
Under this
structure,
patients
would truly
own their
coverage and
choose a
plan that
fits their
individual
and family
needs.
Americans
are
currently
beholden to
employers or
the
government,
if not
insurers, to
make health
care
decisions
for them.
This third
party
structure is
fundamentally
flawed. We
need
principled
and
far-reaching
reform to
correct this
broken
system.
A defined
contribution
health care
structure
grants the
power of
choice to
those most
intimately
affected by
health care
decisions.
When
patients
have the
power to
create
individual
health
plans, the
market is
forced to be
responsive
to their
specific
needs,
eliminating
unwanted
benefits and
reducing
costs. This
legislation
reforms our
basic
structure
and makes
positive
changes in
the lives of
the
uninsured,
underinsured,
and those
drowning in
growing
medical
costs.
The Quality
Health Care
Coalition
Act and the
Comprehensive
HealthCARE
Act are just
two of the
many patient
centered
legislative
options that
could bring
our health
care
delivery
system in to
the 21st
century.
Truly
placing
medical
decisions in
the hands of
doctors and
patients is
the only way
to restore a
system that
is
innovative,
responsive,
affordable,
accessible,
accountable,
and of the
highest
quality.
RF
Tom Price,
M.D.
represents
the 6th
District of
Georgia in
the U.S.
House of
Representatives.
Prior to
coming to
Congress, he
was an
orthopaedic
surgeon for
more than 20
years.